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Sunshine State Life and Health Insurance

"When I first met Kelly, I was confused about Medicare Supplements. He took his time and explained all of my options and made suggestions on what would be the best. He never pushed me into a plan or pressured me to make a decision. I am happy that I found Sunshine State Insurance."

-Paula P


Little known Secrets

Life Annunity Insurance

Medicare has two parts, A and B. Medicare Part A is what you are qualified for after you have been on disability for two years and are continued on disability after your first two years. You might not be approved to continue getting disability benefits and will therefore, obviously, not be qualified for Medicare. Medicare Part B is an option that you can get for free if you are low income and can pay yourself if you are not low income.

A life annuity is a financial contract in the form of an insurance product according to which a seller (issuer) — typically a financial institution such as a life insurance company — makes a series of future payments to a buyer (annuitant) in exchange for the immediate payment of a lump sum (single-payment annuity) or a series of regular payments (regular-payment annuity), prior to the onset of the annuity.

Medicare easy guide
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